1. Do you realize how much you now need to save each year to meet your financial goals?
2. Have you calculated what a potential inflationary environment would do to your net worth and retirement goals?
3. Are you prepared for a sudden shift in the market if another terrorist attack occurred?
4. Does you bond/income portfolio take into account potential economic, interest rate, and political shifts?
5. Are you adequately diversified beyond the stock market?
6. Have you completed all the legal paperwork you know you should do, but haven’t had the time?
7. Have you looked at your paperwork to ensure it makes sense from a tax perspective (such as beneficiaries)?
8. Do you know how you spend your money, and what expenses may make sense to replace with savings?
9. Do you have a financial game-plan for your spouse that explicitly documents what to do when you die?
10. Does your spouse know where all your relevant paperwork is specifically located?
11. Are you already taking steps to minimize the impact of a potential increase in estate taxes?
12. If you do not have enough time, have you taken steps to have your wealth planning activities supplemented with “outside help”?
4-C can help turn any "No" to "Yes"
